Location: Jinja District Setting: Rural Established: 1998 Staff: 7


Subject Areas

Microenterprise: Small Business Management, Micro-Credit, Micro-lending, Lending Groups, Entrepreneurship, Strategic Management, Strategic Business Development, Managing Financial Resources, Social Entrepreneurship, Fundraising, New Enterprises

Health: HIV/AIDS, Public, Health, Nutrition, Reproductive Health Care and Rights, Disease Prevention, Health Systems and Policy

Youth and Education: Communication, Social Leadership, Complimentary Development, Social Development, Teaching

Women’s Empowerment: Awareness and Prevention, Education, Cooperative Development


Organization Objectives

The Organization for Rural Development (ORUDE)’s mission is to improve the quality of life of rural communities through financial and social empowerment. Its goals are to:

  • Empower 30 groups and 6 associations in Jinja and Bugiri Districts to effectively manage credit by 2009
  • Assist groups with leadership development, financial management structures, and effective service-delivery mechanisms
  • Facilitate 30 established groups in Nankoma, Butagaya and Busedhe Sub-Counties of Jinja and Bugiri Districts to access credit from microfinance institutions by 2008
  • Strengthen the Mechanism for Groups and Association in Bugiri and Jinja to network with different stakeholders by 2009
  • Link the newly-recruited groups to the existing microfinance institutions


Program Information


1. Enhancing Rural Savings and Credit Access

This program builds the capacity of community groups and associations to access credit and manage their own savings for improved income. The leadership of the associations and groups will receive specialized trainings on skills vital for the successful administration and management of the savings and credit associations.



  • Organize training in micro-credit schemes such as business management, savings and micro-credit management, entrepreneurship, and marketing
  • Work with local counterpart to hold needs assessments and raise awareness through community outreach in rural areas
  • Provide technical advice to communities, staff, and local partners in accounting, organizational development, and strategic planning
  • Research strategies for outreach, impact assessment, and policy advocacy at the district and national level



  • Experience in micro-credit schemes, business development, microfinance, and/or accounting
  • Knowledge or education in organizational development, management, and strategic planning
  • High level of personal initiative
  • Interest working in rural communities
  • Awareness of the issues that face impoverished communities


2. Livelihood and Life Skills Development

This program addresses barriers to progress that include poor health conditions, insufficient food supply, limited business skills and knowledge, and the effects of HIV/AIDS on the community. ORUDE partners with community groups and associations to devise suitable interventions aimed at minimizing the impact and/or effect of these obstacles.



  • Participate in community outreach and trainings in health, nutrition, sanitation, and basic hygiene
  • Network with local organizations to provide basic services
  • Create relevant materials to best serve the needs of the community
  • Train communities in building pit latrines, trash pits, and clean food cooking areas
  • Investigate and research aspects of food security
  • Perform thorough needs assessments in the community and devise strategies for improvement
  • Work with the youth peer education program



  • Background in micro-credit schemes and microfinance
  • Experience in vocational skills trainings
  • Basic knowledge in life skills, health and/or agriculture
  • High level of personal initiative
  • Interest and experience in community development or rural communities


3. Effective Management, Leadership Training, and Networking

ORUDE will support groups and associations to devise rules and regulations, policies, and mechanisms for running a credit system. ORUDE will also find or outsource new ways and ideas from different stakeholders to enable the associations to incorporate a mechanism for disbursing credit that is suitable for the local environment. ORUDE, with the associations and groups, will also develop methods where they can work with other organizations and institutions for effective and timely delivery of services to the intended beneficiaries.



  • Participate in setting up rural savings and credit association as sustainable alternatives to formal microfinance institutions
  • Give technical advice in accounting and loan repayment tracking processes
  • Organize exposure visits for both association leadership and ORUDE staff
  • Assist in the formation of a monitoring and evaluation desk
  • Network with other institutions, individuals, and organizations to learn best practices



  • Knowledge of organization development issues
  • Background in accounting, business, or finance desirable
  • Interest and knowledge in issues of micro-credit for the rural poor
  • Ability to take initiative, and work independently and in a group
  • Detailed-oriented and understands recordkeeping


4. Bicycle Credit Scheme

Under this scheme, group and individual members are given bicycles on credit to facilitate their mobility. With the bicycle group, members can access distant markets to sell their products.



  • Expand the program to increase the number of people who are able to access bicycles
  • Provide safety and mechanical trainings
  • Assist in creating a secure funding source for communities to purchase better quality (safer) bicycles and basic parts for repairs
  • Train mechanics and help create a small business appropriate to talented and interested parties
  • Work with communities to better market their materials



  • Knowledge or interest in agriculture, marketing and/or creating small enterprises
  • Technical knowledge and skill in bicycle repair and safety standards
  • Experience in grantwriting and fundraising
  • Interest in working with rural communities
  • High level of personal initiative



Program Supervisor (All Programs)

The program supervisor is the program manager. He is a graduate of Social Sciences and has had over 5 years of experience working with rural communities.


Note: Responsibilities offered to each participant will be proportionate to their level of experience. Participants who are new to development work may predominantly support and assist current project agendas, while those with much applicable experience may be able to assume greater responsibility. Research projects are strongly encouraged by this organization to support each program’s objectives because minimal resources are currently allocated for research.


Working Conditions

The ORUDE staff work an 8-hour day. ORUDE provides shared computers to staff. Travel time from the main town of Jinja to the ORUDE office takes about 20 minutes on bicycle. ORUDE’s work is predominantly rurally based in the communities and most of the FSD participant’s work will be based outside of the main town. ORUDE provides lunch and tea breaks as well as fieldwork transportation for staff.


Organizational Background

ORUDE operates in the rural areas of Eastern Uganda in Jinja and Bugiri Districts. It was started by graduates who wanted to apply the knowledge they acquired from their university to community service. Leadership in ORUDE rotates among the three founders. Behind the formation of ORUDE was the desire by the founders to improve the quality of life of the rural communities. The organization has been involved in supporting the rural communities to access microfinance services from existing microfinance institutions.


ORUDE has supported over 25 rural community groups of women and youth with a total membership of 750 people. These members have accessed credit from microfinance institutions of over 70 million Uganda shillings. The groups have also been able to mobilize their own savings of 15 million Uganda shillings.


About ORUDE’s Clients

The target groups selected include: widows, youth, single mothers, married men and women, elderly men and women, and divorced (separated) women.